:root{--navy:#0c2340;--navy2:#16365e;--amber:#ffb81c;--amber2:#e39a00;--ice:#eef3f9;--ink:#14202e;--mute:#546275;--line:#d5dfeb}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.55 Georgia,"Times New Roman",serif;color:var(--ink);background:#fff;padding-bottom:70px}
h1,h2,h3,.btn,.kicker,.logo,.bar-tel,summary,.tiles,.pills,.callbar,label,.foot{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--navy2)}h1,h2,h3{line-height:1.15;margin:0 0 .5em}
.in{max-width:1060px;margin:0 auto;padding:0 18px}.nar{max-width:700px}
.demo{background:#b3261e;color:#fff;text-align:center;font:12px system-ui,sans-serif;padding:3px 10px}
.bar{background:var(--navy);color:#fff}
.bar-in{display:flex;align-items:center;justify-content:space-between;min-height:56px;gap:12px}
.logo{color:#fff;text-decoration:none;font-weight:700;font-size:18px;display:flex;align-items:center;gap:8px;min-height:48px}
.logo b{color:var(--amber);font-size:16px}
.bar-tel{color:var(--amber);font-weight:700;text-decoration:none;font-size:17px;min-height:48px;display:flex;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 24px;border-radius:8px;background:var(--amber);color:var(--navy);font-weight:800;font-size:19px;text-decoration:none;border:0;cursor:pointer;box-shadow:0 3px 0 var(--amber2)}
.btn:hover{background:#ffc94d}.btn-full{width:100%}
.btn-xl{width:100%;min-height:80px;font-size:25px;justify-content:flex-start;padding-left:20px}
.btn-xl span{display:flex;flex-direction:column;line-height:1.15}.btn-xl small{font-size:13px;font-weight:600;opacity:.75}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:26px 0 30px}
.hero-grid{display:grid;gap:22px}
.kicker{color:var(--amber);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 10px}
h1{font-size:30px;color:#fff;margin-bottom:12px}
.sub{color:#cfdbea;margin:0;font-size:17px}
.callcard{background:#fff;color:var(--navy);border-radius:14px;padding:18px;border-top:6px solid var(--amber)}
.cc-t{font:700 16px system-ui,sans-serif;margin:0 0 12px}.cc-s{margin:10px 0 0;font-size:14px;color:var(--mute)}
.blk{padding:40px 0}.tint{background:var(--ice)}.navy{background:var(--navy);color:#dbe6f3}.navy h2{color:#fff}
h2{font-size:25px;color:var(--navy)}h3{font-size:18px;color:var(--navy)}
.muted{color:var(--mute)}.sm{font-size:14px}
.cta{text-align:center;margin:26px 0 0}.cta .btn{width:100%;max-width:420px}
.tiles{list-style:none;padding:0;margin:16px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.tiles a{display:flex;flex-direction:column;justify-content:space-between;gap:8px;min-height:84px;height:100%;padding:12px 14px;background:#fff;border:2px solid var(--line);border-bottom:5px solid var(--amber);border-radius:10px;text-decoration:none;color:var(--ink);font-weight:600;font-size:16px;line-height:1.25}
.tiles i{font-style:normal;color:var(--navy2);font-weight:800;font-size:14px}
.tiles a:hover{border-color:var(--navy2)}
.cards{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}
.cards li{background:#fff;border:1px solid var(--line);border-left:5px solid var(--navy);border-radius:8px;padding:14px 16px}
.cards h3{margin:0 0 4px}.cards p{margin:0;color:var(--mute);font-size:16px}
.pills{list-style:none;padding:0;margin:16px 0;display:flex;flex-wrap:wrap;gap:10px}
.pills li{background:var(--navy2);border:1px solid #2c5185;color:#fff;padding:10px 18px;border-radius:8px;font-weight:600;min-height:48px;display:flex;align-items:center}
.pills li:first-child{background:var(--amber);color:var(--navy);border-color:var(--amber)}
.flow{list-style:none;padding:0;margin:16px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.flow li{border-top:4px solid var(--amber);background:var(--ice);padding:14px;border-radius:0 0 8px 8px}
.flow b{display:inline-grid;place-items:center;width:32px;height:32px;border-radius:8px;background:var(--navy);color:var(--amber);font:800 17px system-ui,sans-serif;margin-bottom:8px}
.flow h3{margin:0 0 4px}.flow p{margin:0;font-size:16px;color:var(--mute)}
details{border-bottom:1px solid var(--line)}
summary{font-weight:700;cursor:pointer;min-height:52px;display:flex;align-items:center;padding:8px 0;color:var(--navy);font-size:17px}
details p{margin:0 0 14px;color:var(--mute)}
.quote{border:2px dashed #9fb1c8;border-radius:10px;padding:0 16px}
.note{background:#fff6dc;border-left:4px solid var(--amber);padding:8px 12px;font-size:14px;color:var(--mute)}
label{display:block;font-weight:600;font-size:15px;margin-bottom:12px}
input,textarea{display:block;width:100%;margin-top:4px;padding:12px;min-height:48px;border:1px solid #9fb1c8;border-radius:8px;font:inherit}
.foot{background:#071528;color:#9db2cc;padding:24px 0 28px;font-size:15px}.foot a{color:#fff}
.foot-in{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.foot p{margin:0}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:20;display:flex;align-items:center;justify-content:center;gap:10px;min-height:62px;background:var(--amber);color:var(--navy);border-top:3px solid var(--navy);font-weight:800;font-size:21px;text-decoration:none;padding-bottom:env(safe-area-inset-bottom)}
@media(min-width:900px){
body{padding-bottom:0}.callbar{display:none}
.hero{padding:70px 0}.hero-grid{grid-template-columns:1.25fr 1fr;align-items:center;gap:48px}
h1{font-size:44px}.sub{font-size:19px}.callcard{padding:26px}
.blk{padding:64px 0}h2{font-size:31px}.tiles{grid-template-columns:repeat(3,1fr)}}
@media(max-width:899px){.cards{grid-template-columns:1fr 1fr}.flow{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cards,.flow{grid-template-columns:1fr}}